How to Use Facebook Pay (2024 Guide) | Is Meta Pay Safe?

How to use Facebook Pay | Is Meat Pay Safe?: Facebook now has a payment option built-in called “Facebook Pay.” It is now known as Meta Pay. And I couldn’t be happier to share this news with you.

As Facebook becomes Meta, Facebook Pay becomes Meta Pay. If you already use Facebook Pay, take no action. MetaPay will use all of your existing Facebook Pay account details, payment methods, and settings.

In the meantime, you may still be able to use Facebook Pay while the global rollout of Meta Pay continues.

Facebook pay, as the name implies, is a payment tool on the Facebook website that is distinct from other payment apps you may be familiar with.

Thankfully, it is also available on other social networking platforms like Messenger, WhatsApp, and Instagram.

With Facebook or Meta Pay, you can send money to family members and business clients if they are Facebook friends or pals, donate to fundraisers, pay for things, and so on.

All it requires of you is a debit card number, and you can easily make payments from any conversation. Interesting right? Thought as much.

Due to the nature of the design of the Facebook Pay app, you can make payments across popular social networks and apps on Facebook.

Check out: Facebook Marketplace Near Me

Facebook Pay | Meta Pay

Meta Pay is an easy, secure way to pay in more places than ever.

Facebook Pay (Meta Pay) is a new payment feature that allows users to make purchases, send money, and donate to organizations through the Facebook platform.  The Pay service is quite similar to Google Wallet, Venmo, and Apple Pay which allows users to transfer money directly from their credit cards or bank accounts. 

Today, you can use Meta Pay on Facebook, Instagram, WhatsApp and Messenger in your country. It’s also soon rolling out more apps in countries around the world.

Meta Pay is available for people who have a payment method (e.g., credit card, debit card or PayPal account) to link to Meta Pay. Bear in mind that accepted payment methods may vary depending on the transaction type.

Here’s how to use Facebook Pay: 

How to Use Facebook Pay

Setting up Facebook Pay:

To start using Facebook Pay, you’ll need to set it up on your account. Here’s how:

  • On the Facebook app: Go to the menu and select “Settings & Privacy,” then “Settings.” Scroll down to “Payments” and select “Facebook Pay.” Follow the prompts to add a payment method and set up your security PIN.
  • Meta Pay is an easy, secure way to pay in more places than ever. Simply open Facebook, add your payment information, create a PIN, and you’re good to go.
  • On desktop: Open your Facebook profile. Go to “Settings” and select “Payments” from the left-hand menu. Follow the prompts to add a payment method and set up your security PIN.

Making a purchase:

Once you have Facebook Pay set up, you can use it to make purchases on Facebook, Instagram, and WhatsApp. Here’s how:

  • On the Facebook app: when you see an item you’d like to purchase, select “Buy” and choose Facebook Pay as your payment method.
  • On desktop: When you see an item you’d like to purchase, select “Checkout” and choose Facebook Pay as your payment method.

Sending money:

Facebook Pay can also be used to send money to friends and family. Here’s how:

  • On the Facebook app: Go to the conversation with the person you’d like to send money to, select the dollar sign icon, and enter the amount you’d like to send.
  • On desktop: Go to the conversation with the person you’d like to send money to, then select “Send Money” and enter the amount you’d like to send.

Donating to organizations:

Facebook Pay can also be used to make donations to charitable organizations. Here’s how:

  • On the Facebook app: Go to the organization’s page, select “Donate,” and choose Facebook Pay as your payment method.
  • On desktop: Go to the organization’s page, select “Donate,” and choose Facebook Pay as your payment method.

Can I Trust Facebook Pay?

There is no doubt that people tend to be extra careful with dealings related to money, but you have nothing to worry about; the service is safe and very secure.

About a hundred more Facebook users have been using the Facebook pay feature to make purchases, with the app’s security being the sole reason for this.

The service is also accepted in the Facebook marketplace. Facebook Pay has no fees and does not store money in an online account.

Although Facebook has an existing service called Payments that works with Messenger, the Meta Pay service works with credit cards and will maintain a transaction history.

The service must be individually set up for each of the apps. So signing up for the Meta Pay service on Instagram will not set up Meta Pay for WhatsApp automatically either. Therefore, you must set up Meta Pay for Facebook, Meta Pay for Instagram, and Meta Pay for WhatsApp to use this payment service with these apps.

Also, MetaPay accepts most major credit cards, including Visa, Verve and MasterCard. Users can also connect their Meta Pay to a PayPal account.

The service could trigger its own security and pushback among privacy watchdogs because of the company’s plans to make use of the transaction data of the people in its multi-billion-dollar ad business.

How Does Facebook Pay Work?

If you are wondering how the service works, well, below are tips on how it works;

  • The payment method is included by each individual before it is used to make payments on the Facebook app.
  • Facebook Pay can be set up app-by-app or can equally be set up for use across apps.
  • Payment history can be viewed by the user, methods of payment can also be managed, and settings can also be updated in one place.
  • A Facebook pay app user can get support from a real customer through a live chat.

Payment with Meta (Facebook) Pay

You can access the service in the settings section of your Facebook or Messenger apps. All you need to do is follow the steps below:

  • First and foremost, you have to head to the settings of your app. Or you visit the Facebook website and go to settings.
  • Go to the Meta Pay option.
  • Add a payment method of your choice (it varies with people).
  • You can now make payments with the use of your Facebook Pay when you want to make a payment.

To summarize, if you want to learn how to use Facebook pay, go to the app’s settings and add your preferred payment method before beginning your transactions.

Please note that Facebook Pay does not support RuPay or the Maestro card network.

Accessing the Pay service is as simple as that. Once your Facebook Pay is available on your WhatsApp and Instagram, you will be able to set up each app.

Is it safe to use Facebook Pay to make payments?

Facebook uses state-of-the-art security measures to protect user data, including financial details. The following safeguards are in place for Facebook Pay:

  • An anti-fraud system that tracks payments made using Facebook Pay in order to identify any suspicious activity.
  • Payment card and bank account information are stored and encrypted using advanced technology.
  • Facebook Pay can alert you to suspicious behaviour.
  • To transmit money or make a payment, use a PIN, fingerprint, or facial ID. Facebook does not collect or retain biometric data. Some payments require no PIN or biometrics.

More Security Tips for your Facebook Account

To keep your account safe, take extra measures while sending and receiving money over Facebook.

  • Accept only payments from trusted people. Two-factor authentication (2FA) increases Facebook’s security.
  • Accepting friend requests from people you don’t know is a bad idea, even if the requests appear to come from “friends of friends.”
  • Cybercriminals breach your friends’ accounts to earn your trust. Beware.
  • Catfishing is a strategy in which they create a sophisticated fake online identity. They’ll send money-related messages through Messenger.
  • Con artists frequently utilize various schemes to defraud victims, including fake donations, fake lottery wins, fake love connections, fake loans, and fake inheritances.

What is the procedure for creating a PIN?

When making a purchase using Facebook Pay, you may be asked to generate a PIN (or use your device’s fingerprints) by selecting a four-digit numerical PIN. When making a purchase, a PIN number may be entered.

In order to use Facebook Pay, you must have your PIN and biometrics set up. To do so, go to and choose “Facebook Pay.”

As part of its security efforts, Facebook has the ability to immediately seek PIN verification before allowing certain types of transactions that appear to be anomalous behavior.

What is the process for receiving money using Facebook Pay?

If you’ve previously set up Facebook Pay, you’ll get a notification whenever anyone pays you cash.

This will resemble the alert you’d get if you received an ordinary message, and it will validate the money being paid as well as the sender’s name.

You won’t have to do anything to get the money; it’ll just show up in your connected bank or PayPal account right away.

If someone sends you money and you do not have a Facebook Pay account, you will still receive a message asking for your card or PayPal information.

Is Facebook Pay compatible with PayPal?

Both Facebook Pay and PayPal allow you to send money to people and businesses.

However, they are not the same thing. Facebook Pay is less robust than PayPal in terms of reach and app compatibility, despite Facebook’s own prominence as an online payment system.

People who use Facebook and Messenger frequently, whether it’s to interact with friends or keep up with businesses, will likely find Facebook Pay to be very valuable.

You’ll need a Facebook account to access Facebook Pay, which is true even if you wish to pay with Instagram.

Even though this will likely change in the near future so that users don’t need a Facebook account to use the site, it still presents a barrier for people who don’t like Facebook.

PayPal is more accessible and well-known around the world as a dominant player in digital and retail payments.

While Facebook Pay is supported by a growing number of merchants, PayPal is accepted by a wider variety of stores across both aggregators and standalone websites.

Facebook Pay is primarily used to make purchases from Facebook Marketplace and Instagram retailers.

What’s the connection between Facebook Pay and Facebook itself?

Facebook now offers a payment option through a service called “Facebook Pay.” This feature is currently accessible in select countries on Facebook, Messenger as well as Instagram and WhatsApp.

Facebook Pay will continue to expand to more applications and regions, with the goal of reaching a larger audience over time.

Is it necessary for me to have a Facebook account in order to use Facebook Pay?

Facebook Pay is presently available on Facebook, Messenger, Instagram, and WhatsApp.

You’ll need to have a Facebook account to use Facebook Pay, but you’ll be able to do it straight from other applications like Instagram and WhatsApp.

Also, create a PIN (or use a fingerprint scanner on your device) to enter before a transaction is finalized for an added layer of security.

What are the fees associated with Meta (Facebook) Pay?

There are no fees from Meta when using Meta Pay. However, PayPal may charge fees to their users for certain types of transactions.

Also, there may be fees charged to people who receive money for personal fundraisers or if they or businesses are selling items on Facebook.

Benefits of Meta Pay

With Facebook Pay, you can:

  • Input the payment method you prefer. Next, you can use Facebook Pay, if available, to carry out payments and purchases on Meta platforms, rather than inputting your payment data all the time.
  • Add payment app-by-app, or add it for the rest of the apps (where available)—this implies Facebook won’t instantly allow you to use Facebook Pay across the apps you are active on. It is optional.
  • Access the history of your payment, make changes to your payment method and change your settings in one place
  • Enjoy real-time customer support using live chat in the United States (and in several cities across the world in the future)
  • Access insight into which payment services are part of Facebook

Hope you find this information helpful. Please use any of the share buttons below to share this information.

Feel free to drop any questions or contributions regarding this article in the comment section below.


For more information, check out the following related articles:

How to Use Instagram Login with Facebook

Facebook Security Settings | Facebook Login Settings 2023

How to Sell on Facebook Marketplace | How to Make a Sale on Facebook Market place


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